Construction Karma
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Construction Karma
Empowering the trades by making construction finances simple. Access liquidity solutions and tools purpose built for crews and 1099 construction contractors.
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About Construction Karma
We are building the financial platform for subcontractors and trades workers. Our mission is to help you improve your cash flow and grow your business. With Construction Karma, you can get paid faster, manage your cash flow, access liquidity, extend trade credit, and pay your vendors.
Get paid faster
Send invoices with one click, get paid fast with ACH, card, and more
Manage your cash flow
Get paid on your terms. Pay when you want, get paid faster than checks
Access liquidity
Get liquidity on your unpaid invoices and get paid today
Extend trade credit
Extend trade credit to your customers and pay your vendors
Pay your vendors
Pay your vendors with ACH, card, and more. Get paid when your customers pay
Simplified Construction Financials
Discover the features that can make you more money and give you the confidence to grow your business
Projects
Manage your ongoing projects with your clients
Invoices
Easily issue invoices to collect what you are owed
Cash Flow
Manage your cash and access embedded liquidity solutions
Materials
Manage orders and unlock financing to free up your cash
Partners
Track partnerships and extend credit to grow your network
Explore Tailored Financing Options
Get the financial support you need for any project
SBA Loans
Manage your ongoing projects with your clients
Invoice Factoring
Easily issue invoices to collect what you are owed
Materials Financing
Manage your cash and access embedded liquidity solutions
Mobilization Funding
Manage orders and unlock financing to free up your cash
Trade Credit
Track partnerships and extend credit to grow your network
How It Works
Get started in minutes and get back to building
Sign up
Create an account and get started
Create a profile
Complete your profile and add your company
Apply for credit
Apply for a credit line and get approved
Extend credit
Extend credit to your partners and get paid
Verify your identity
We'll need some basic info to verify your identity
Review your application
Our team will review your application and reach out if we need more information
Get credit
Once approved, start using your credit line to pay for materials, payroll, and more
Get paid
We pay your partners directly so you can focus on your business
Accept credit
Your partners accept credit and use it to pay for their expenses
Questions?
Contact support for help with your account
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